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Agent ToolInsurance & risk underwriting
Hazards Read
A complete Agent Skill — copy it and drop it into your agent’s skills folder as hazards-read/SKILL.md and it can run this recipe on its own.
Flood, wetland, and wildfire exposure for one address, cited to FEMA/NOAA/USFWS/Copernicus sources.
Single AddressBatch (loop over a list)
How it works
- Send an address (or lat/lng) to POST /v1/fetch with preset: "flood_risk" plus fields: ["tree_canopy_pct", "ndvi_current"] pulled in from the wildfire_underwrite preset.
- Get back FEMA flood zone status, coastal distance, wetland intersection, and wildfire-relevant vegetation/heat signals in one call.
- Use this to pre-screen a book of properties before a manual underwriting review, flagging anything that needs a closer look.
Example response
- lat
- 29.7604
- lng
- -95.3698
- resolved_location
- lat
- 29.7604
- lng
- -95.3698
- source
- address
- fields
- within_floodplain_polygon
- false — FEMA_NFHL
- coast_distance_m
- 2014.1 meters — NOAA_CUSP
- intersects_wetland
- false — USFWS_NWI
- elevation
- 14.38 meters — USGS_EPQS
- tree_canopy_pct
- 8.2 percent — USFS_LCMS
- ndvi_current
- 0.31 — COPERNICUS_S2_SR_HARMONIZED
- partial_failures
- —
Get a Mireye API key at mireye.com/account.