Insurance Book Monitoring

How it works

1. Take the policy address list and call POST /v1/fetch once per address with preset: "flood_risk" (plus a couple of wildfire-relevant fields pulled from wildfire_underwrite), run in parallel.
2. Every value comes back cited — FEMA flood zone, coastal distance, wildfire-relevant vegetation signal — so this can be re-run on every renewal instead of trusting a stale one-time inspection.
3. When you send an address, the response carries a geocode block — check parcel_grade before trusting anything parcel-specific: false means the coordinate was estimated from the street and can be ~2.9 km out in rural areas.
4. Filter the batch for anything that now crosses a risk threshold (e.g. within_floodplain_polygon flipped to true) and route it to a manual underwriting review.

Example response