← All templates
Agent ToolInsurance & risk underwriting

Insurance Book Monitoring

A complete Agent Skill — copy it and drop it into your agent’s skills folder as insurance-book-monitoring/SKILL.md and it can run this recipe on its own.

Re-screen your entire book of insured properties for flood and wildfire exposure in one batch, cited to FEMA/USFS/Copernicus sources.

Bring-your-own policy list

How it works

  1. Take the policy address list and call POST /v1/fetch once per address with preset: "flood_risk" (plus a couple of wildfire-relevant fields pulled from wildfire_underwrite), run in parallel.
  2. Every value comes back cited — FEMA flood zone, coastal distance, wildfire-relevant vegetation signal — so this can be re-run on every renewal instead of trusting a stale one-time inspection.
  3. Filter the batch for anything that now crosses a risk threshold (e.g. within_floodplain_polygon flipped to true) and route it to a manual underwriting review.

Example response

address
9 Elm St, Cedar Key, FL 32625
fields
within_floodplain_polygon
true — FEMA_NFHL
coast_distance_m
88.4 meters — NOAA_CUSP
tree_canopy_pct
41.6 percent — USFS_LCMS
partial_failures
—

Get a Mireye API key at mireye.com/account.